Privacy Policy
Last updated: January 31, 2026
At Money Notes, we believe your financial data is deeply personal. This Privacy Policy explains how we collect, use, protect, and share information when you use our mobile application and related services. We are committed to transparency and giving you control over your data.
Information We Collect
Information You Provide
When you create an account, we collect your email address, name, and optional profile information. When you use our voice note feature, we process your audio recordings to extract financial transaction data. We do not store raw audio files after processing.
Financial Data
Money Notes processes expense information you share through voice notes or manual entry. This includes transaction amounts, categories, dates, and contextual notes. All financial data is encrypted and stored securely.
Usage Information
We automatically collect information about how you interact with our app, including features used, time spent, and app performance data. This helps us improve your experience.
Device Information
We collect device identifiers, operating system version, and app version to ensure compatibility and provide technical support.
How We Use Your Information
Core Service Delivery
We use your data to provide expense tracking, financial insights, and personalized recommendations. Our AI analyzes your spending patterns to help you make informed financial decisions.
Service Improvement
Aggregated, anonymized data helps us understand usage patterns and improve our features. We never sell individual user data.
Communication
We may send you important service updates, security alerts, and optional weekly financial summaries. You can manage your notification preferences in the app settings.
Data Security
Encryption
All data is encrypted in transit using TLS 1.3 and at rest using AES-256 encryption. Your financial information is protected with bank-grade security standards.
Access Controls
We implement strict access controls and authentication mechanisms. Only authorized personnel can access user data, and all access is logged and audited.
Infrastructure
Our servers are hosted in secure, SOC 2 compliant data centers with 24/7 monitoring, intrusion detection, and regular security assessments.
Data Sharing
Third-Party Services
We use trusted third-party services for authentication, analytics, and cloud infrastructure. These providers are contractually bound to protect your data and use it only as directed.
Legal Requirements
We may disclose information if required by law, court order, or government request. We will notify you of such requests unless legally prohibited.
No Sale of Data
We do not sell, rent, or trade your personal information to third parties for marketing purposes. Your data is yours.
Your Rights & Choices
Access & Portability
You can request a copy of all data we hold about you in a portable format. Contact us at privacy@moneynotes.app to submit a data access request.
Correction & Deletion
You can update your account information at any time. You may request deletion of your account and all associated data. We will process deletion requests within 30 days.
Opt-Out
You can opt out of non-essential communications and analytics tracking through your app settings. Some data collection is necessary for core functionality.
Updates to This Policy
Notification of Changes
We will notify you of material changes to this Privacy Policy via email or in-app notification at least 30 days before they take effect.
Continued Use
Your continued use of Money Notes after policy changes indicates acceptance of the updated terms. We encourage you to review this policy periodically.
Contact Us
If you have questions about this Privacy Policy or wish to exercise your data rights, please contact us:
Email: privacy@moneynotes.app
Data Protection Officer: Ahmed Shalash
Response Time: We aim to respond within 48 hours
This privacy policy is effective as of January 31, 2026 and will remain in effect except with respect to any changes in its provisions in the future.